Archive for January, 2010

29 JanYour Guide to Handbags

Handbags are sold in different sizes, colors and brands. It depends on your preference whether you will go for a small or a big one.

From the name itself, leather handbags are something you can conveniently carry anytime you want. Usually, you use your handbags by matching it on the color and the type of outfit that you are wearing. It somehow adds accentuation to your entire look. It can even make you become more attractive for other people. Handbags also come in various styles. It will depend on the kind of materials they are made of:

* Beaded Handbags- This is one of the most difficult design of a handbag. It requires a lot of artisanship for the designers because you need to connect the beads one by one following a particular pattern. The beads can also be coupled with crazy ornaments to make it appear more pleasing to the eyes.

* Straw Bags- From the name itself, this is made of straw materials. Different colors of straw are knitted to produce a lovely and stylish bag. This is a bit cheaper as compared to beaded bag.

* Novelty Bags- When you are going to attend for special occasions such as party and night out, this is the most preferable style of bag for you. These are also smaller and more colorful. This is made of linen materials.

* Stone Studs and Metallic Bags- This is almost a combination of the beaded and the novelty bag. It is made from a metallic cloth and designed with beads that appear to be like stones. This is also perfect for special occasions.

* Fabric Bags- It is also an alternative for your backpacks. Since fabric material is used for this type of bag, you can bring this when you are in a semi-rugged outfit. It is called fabric bags.

* Acrylic Photo Handbags- This is a different thing. It is one of the most expensive among the other types of bags because it is already made of acrylic pictures and illustrations. The materials used here are craftier.

* Canister Handbags- If you are fond of using cute stuffs, this is the most suited for you. It has a peculiar coffee can shape handbags that has the flap opening.

* Soft Leather Handbags- If you want to take advantage of a good quality of bag that will last for longer usage, the leather bag is best for you.

All of the said types of bags can be yours anytime you want. You can have it for lesser costs by purchasing it wholesale. discount and wholesale handbag sources can be found online. Just go to your favorite search engine and search for “handbags wholesale” or “discount handbags”

29 JanThe Importance of a Manual Coffee Grinder

Manual coffee grinders may not be one of the top ten kitchen appliances you’re eyeing but surely the thought of it may have crossed your mind, even at least one. Because apart from being a handy kitchen gadget and friend to the coffee aficionado, no one can deny the goodness of the ground coffee beans they make.

For those still thinking about getting one, there are a couple of things that may just convince you. Besides, there are really a good number of reasons why having a manual box grinder is important for your coffee loving household.

1. As these manual coffee grinders come in traditional designs and makes (good and heavy-duty wood casing and stainless steel blades and turns), it could be a good heirloom piece for the next generations. As most electric gadgets of today waste away with regular use in a year or two, these grinders are made to last a lifetime, some even more. With this as an heirloom, not only will you be passing a hobby, but also a sneak peek at past decades and generations, too.

2. Vintage design, styles, and clothing has been all the rage nowadays, and what better way to celebrate that than to have a nice, antique looking manual coffee grinder. The dark wooden box and brass turn itself cannot be missed, being as vintage as possible.

3. Having a traditional box grinder can also be a part of a collection for the avid coffee fans. Nothing says coffee history more than a hand-powered manual coffee grinder as it marks a specific period of time when coffee lovers had to grind their own beans for consumption.

4. Entertain and impress a couple of your friends and guests like an Italian don and serve them coffees made with freshly grind beans. You can pair this up with smoking nice cigars or even during poker nights with the guys.

So, how exactly can you say no to an inexpensive, yet elegant historical piece of gadget? No matter how you plan to use it, if you’re a coffee fan, lover, or aficionado, surely a manual coffee grinder is an essential addition for your kitchen.

Check out http://gaggiacoffeemaker.com for more information about the Gaggia Grinder and Gaggia Coffee Maker

29 JanI Have Been Looking For The Best Travel Deals Online

I’ve been doing quite a bit of research into the world of travel websites and how best to save money on vacation travel. Of particular interest is trying to find the best hotel deals online.

Of course travel is a huge category at search engines like Google and Live Search, and there are tons of websites that offer to help us find the best pricing. Some are well known because of all their advertising on TV and elsewhere. But there are lots of websites that I had never heard of, all of them wanting to set me up with hotel reservations or other services.

I have come to the opinion that there is no magic source for travel deals, but there are numerous great sources that will help us get the best possible pricing assuming your brother-in-law isn’t the CEO of say Starwood Hotels.

One option is to use a website that runs your search on several other travel sites and airline sites; they basically organize the search for you. That’s helpful to a point, but since major websites like Travelocity offer a low-price guarantee, you’re not likely to see big differences in price most of the time, even when checking a lot of other competing sites.

Some of the websites will monitor prices for you over time, to grab any great travel deals or airfare discounts that come along. That works OK if you start early enough in advance of your trip to let them watch for you. And, of course, you can look for last-minute deals at nearly all the major websites; they usually have a page or more just for such specials. That option requires that you have quite a bit of flexibility in your travel plans.

It might be best to find a major travel site that offers all the important search options, last-minute deals, price guarantee, etc., and also has a well-established track record of top-notch customer service. A great deal on a hotel room doesn’t mean much if the reservation is lost or the hotel doesn’t know anything about the special price you found online. So my inclination is to stay away from the secondary travel sites for the most part.

27 JanNew Wave of Mobile Payments Speeds Up Profits

Contactless payments create a whole new field of payment options for merchants. Contactless payments are quick, simple and pave the way for greater profits. A smart computer chip, with data and an antenna is embedded into a credit card, debit card or fob. When the card or fob is tapped on a radio frequency reader, the reader sends out a radio signal that activates the card, the information on the card is read and the payment is processed without a signature for purchases less than $25.00 with no chargebacks to the merchant.

“Merchants don’t need to worry about compatibility with their present systems or security” said, payment consultant Mohamed Khan, President and Founder of ViVOtech, Santa Clara, Calif.-based developer of contactless software, transaction management systems and readers.

“We have been working closely with processors, card issuers and terminal providers to create an open system using the IS0 14443 standard. It uses secure encryption technology. The contactless card doesn’t leave the customers’ hands therefore it is more secure and there’s no skimming of data,” assured Kahn who sees contactless as a great opportunity for merchants to increase revenue. He envisions contactless payments as a replacement for cash because they are faster, more convenient and cost less due to less shrinkage and less labor involved.

There are two types of contactless readers available: Peripheral Contactless Readers (PCRs) that plug in to existing POS terminals, and Integrated Contactless Readers (ICRs) that replace traditional readers and offer both magnetic-stripe- and contactless-reading capabilities. Merchants can purchase either type of reader. The PCRs usually cost around $150. Some merchant service providers such as Acies, however, are offering deals competitive plans and free readers with terminals.

David Robertson, Publisher of The Nilson Report (Carpinteria, Calif.) estimates that there are 12 million contactless cards currently in circulation in the U.S. He predicts that first contactless successes will be at the brand name retailers and then merchants in the areas where cards are deployed will follow suit when their customers ask to use their contactless cards.

Customers are asking for contactless in the New York Metro area where many cards have been “dropped,” says Oleg Frier CEO and President Acies, Inc, a New York City-headquartered national payment processing and financial services provider. Other areas where there are substantial contactless readers and cards include Atlanta, Philadelphia, Denver, Dallas and Orlando, says Khan.

Mobile marketing studies show the speed and added value of contactless payments because typically when someone does not pay with cash the amount of the transaction increases. Visa trials showed their contactless card transactions were 25% faster than cash. MasterCard PayPass trials showed an increase in transaction amounts and 12 to 18 second reductions in payment times for drive-thru transactions. Aite Group reports that CVS, the drug store chain, has found the average contactless transaction takes 12.5 seconds, versus 26.7 seconds for magnetic-stripe card payments and 33.7 seconds for a cash transaction.

Merchants who have a small time frame to service customers, such as fast food restaurants, coffee houses, movie theatres, drug stores, convenience stores and drive-thrus can benefit greatly from contactless payment methods. McDonald’s, AMC Theatres, CVS, Meijer, Duane Reade, Regal Entertainment, Ritz Camera, Arby’s, Cold Stone Creamery, Eckerd, Carl’s Jr., Good Times Burger, KFC, RaceTrac, Subway, Sonic (Drive-In Restaurants) and Walgreens have installed contactless readers. Convenience stores are gearing up to accept contactless payments. Contactless readers are being installed in 5,300 7-Eleven stores and 350 Sheetz stores. WaWa markets is installing over 2000 readers in its 540 stores co-branded with a credit card and loyalty program.

Card associations are also gung-ho for contactless payments.

“It takes a village to launch a new technology, at Visa, we have an absolute commitment to assure success of contactless payments,” said Elvira Swanson, Visa spokeswoman. Visa, with four million Visa Contactless cards in circulation, offers collateral materials, online demos, and merchant support teams to help educate merchants.

“This is the real thing. Contactless is beyond the ‘chicken and egg’ concept stage now, when you look at how many financial institutions have made the decision to offer contactless and the number of national merchants accepting it,” said T.J. Sharkey, Vice President, Business Development, U.S. Acceptance, MasterCard International. MasterCard is supporting contactless in many ways. Merchants who accept contactless payments are listed at the MasterCard Web site where there are demonstrations on how their Tap N Go, PayPass cards work. Television commercials illustrating their PayPass cards are airing nationally.

Banks issuing contactless cards include Citibank, MBNA, HSBC (debit cards), JP Morgan Chase, Key Bank (debit cards) and Citizen.

There have been several pilot contactless programs in sports stadiums including San Francisco, Seattle, Baltimore, and Philadelphia. Recently, another form factor of contactless has been added into the mix, with the trial of NFC (Near Field Communications) contactless payments or mobile payments from cell phones at the Philips Arena in Atlanta. Season ticket holders with Chase-issued Visa credit accounts and Cingular Wireless accounts can make contactless payments by simply holding their Nokia mobile phones equipped with Philips’ NFC semiconductor chips and ViVOtech software near one of the 150 terminals. NFC is compatible with ISO 1443 readers has other features such as the ability to transmit a coupon to a reader.

“Contactless payments are the wave of the future and will change the way the world pays for purchases,” Khan said enthusiastically.

27 JanReview: Paranormal Agency

Paranormal Agency is a typical hidden object game. In Paranormal Agency, the hidden objects can come in the form of outlines to match, words, or a theme.  The themes can be anything from light sources to ghosts.
   
Paranormal Agency is very standard. For those who think that hidden object games are too complicated then this is the perfect game for you. The game does not offer all the bells and whistles of the fancier games. It does offer a basic hidden object game without taking up a lot of memory. The file size is about 30MB. This is about a third of the fancier games.
   
The game begins by Heather Williams calling a paranormal specialist. Apparently, a child has been taken by a ghost. The investigator comes and after the first hidden object search, the investigator says the child is still there. A few searches later, and the child is found and Heather Williams is left with a piece of the ghost. She now has ESP and starts a career in paranormal science. Years pass and the investigator dies. The investigator left his business to Heather. Now she is searching on her own.
   
Paranormal Agency is supposed to take you on a spooky adventure. Unfortunately, it falls flat. While the graphics are good, they fall short of being scary or even creepy. The dialogue lacks appeal.  Luckily you can skip the dialogue. The game play isn’t bad though. If you are looking for a straight forward hidden object game, this will be right up your alley.
   
Each scene has you searching for a different amount of hidden objects. Like many hidden object games, the list contains about 5 items at a time. When you find one item, the item disappears from the list and new ones appear until you are down to the last few items. This game has one of my favorite features: the disappearing item. I like it when a game has the item disappear after you find it. I find it makes searching easier because it decreases the clutter.
   
You can find Paranormal Agency at Marco Polo Games. You can try the game for an hour for free. That gives you more than enough time to decide if you like the game or not. If you like it great! You can buy it from the site. If not then there are hundreds of other games to try for free. It won’t take you long to find a hidden object game that is perfect for you at Marco Polo Games.